Do you agree or disagree with the following statements? Explain Why.

Well I do agree with most of these sayings especially with the  last one that goes like I should use credit sometimes because it help building kinda like a reputation so when you really need money, you can have it. I don't agree so much with the second saying that says if i can't afford to pay something, i should not buy it. I think you should be able pretty much whatever in mind but of course always have a limit because you do not want to spend too much and not be able to pay it back.